Purchase order financing
Fund large orders before your customer pays.
You won the order. The supplier wants to be paid before your customer pays you. This covers that gap so you can ship. The cost is set on the order. This page does not publish a rate.
How it works
One order. Three checks. Then a yes or a no.
If the need is a stack of ordinary invoices, or an ongoing inventory gap, we will route you there instead of forcing this file.
01
Send the order and the supplier quote
We start with the customer purchase order and what the supplier is charging to fill it. A quote that is not yet an order is not enough.
02
We review the order, the supplier, and the customer
The order has to be real, the supplier has to be able to ship, and the customer has to be one you can collect from.
03
The supplier can be paid so you can ship
Funding covers the cost of filling that order. Your customer stays on the terms you already agreed.
Who this is for
- A named order you have already won
- The supplier has to be paid before you collect
- The order is large enough to justify its own file
- The customer is a business you already sell to
Who this is not for
- An order that is still a quote
- A stack of ordinary invoices already sent
- An ongoing gap in inventory and receivables
- A supplier who will not ship against the facility
Choose the gap
If the order is not the problem, use the other tool.
Purchase order financing is tied to one order. It is not a standing line, and it is not an advance on invoices you have already sent.
What does purchase order financing pay for?
The cost of filling a large order you have already won, before that customer pays. The supplier can be paid so you can ship.
Does the customer have to change how they pay?
No. They stay on the terms already agreed. You are funding the gap between paying the supplier and collecting the invoice.
When is this the wrong tool?
When the order is not won yet, when the supplier will not ship against the facility, or when the order is too small to justify a separate file. A stack of ordinary invoices belongs in factoring.
How is this different from asset-based lending?
Purchase order financing is tied to a named order. Asset-based lending is a larger line that stays in place against receivables and inventory.
What do you need to start?
The customer order and the supplier quote. We review the order, the supplier, and the customer before anything is funded.
Is a rate published on this page?
No. The cost is set on the order. We will not show a sample rate that is not your file.