About
Built for people who still open the aging report first.
Novaline Financial is a commercial finance intermediary for $2M–$25M B2B distributors. We take rails, cost, and capital as one relationship.
Why this firm exists
Payments vendors, factors, and banks each solve one slice of the cash cycle and leave the other two to the controller. We take the three jobs as one relationship: rails, cost, and capital. The founding work started with manufacturers and distributors whose invoices were performing and still tying up the line — commercial cards, and an aging file that did not match the bank’s story about the operating line.
Partner panel
We are an intermediary. Processing, factoring, and equipment facilities are provided by third-party processors, factors, and lessors. Commercial real estate is referred to licensed brokerage partners. Placeholder slots for those names sit in the trust bar until contracts allow us to publish marks.
What we will do
- Read the statement and the aging file before we sell a product.
- Tell you when a bank line is cheaper than factoring.
- Tell you when surcharging will lose the large tickets.
- Stay on the file after a decline and run a nine-month readiness plan.
What we will not do
- Place a merchant cash advance at 20–40% effective because it is easy to fund.
- Pretend we are a bank, a lender, or a licensed mortgage broker.
- Put a number on this site that cannot be rebuilt from published schedules and your file.
Inquiries: hello@novaline.ca. Or use the form.